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Online Education Center

F&M Bank is proud to offer a variety of online learning options. To take advantage of the options we have to offer, click below to watch helpful tutorials, check out our blog, or use our interactive demos.



Business Online Banking Demos

 Merchant Source Capture Video

COMING SOON: New Mobile App!

Business Online Banking Click Thru Demos

Personal Online Banking Demos

In these demonstrations, we will walk you through navigating your personal banking account page.

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NEW Bill Pay System: CheckFree!

Effective July 22, 2024

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COMING SOON: New Mobile App!

Mobile Banking Video


Personal Online Banking Click Thru Demo

Additional Banking Demonstrations


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CardValet is a mobile banking app that helps you manage your cards on your terms. Setting up a new account is easy, but know that you can only change your account name by uninstalling and reinstalling the app.

From the home screen, you'll see at-a-glance information for each of your cards. You can also control your preferences for your cards. There are settings based on transaction type, merchant services, and location.

Debit Cards

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This demonstration goes over the basics of using a debit card. When you use a debit card, it allows you to pay a merchant directly from your checking account, making it more convenient than writing a check, and more secure than carrying cash.

Deposit Director Flex

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Opening an F&M Bank Deposit account online is simple, convenient, and secure. Deposit Director Flex is an optimized account opening process for all your compatible devices that can be done anytime, from anywhere you have an internet connection.


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CDARS stands for the Certificate of Deposit Account Registry Service. It is a banking service that protects multi-million-dollar transactions with FDIC coverage. CDARS network banks allow you to protect your investments and easily manage your records.


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Imagine that you could earn rewards simply from buying your groceries. Anytime you use your UChoose rewards card on a qualifying purchase, you’ll earn points. Qualifying purchases include gas, groceries, online shopping and even paying your bills.

Health Savings Account

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Health Savings Accounts (HSAs) offer flexible way to pay for personal health care expenses, co-pays and deductibles. To qualify, you must be covered by a high-deductible health plan (HDHP). HSAs let you save for current and future health care expenses on a tax-free basis. You control the money in your HSA and make decisions on how and when to spend the money.


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The FDIC – short for the Federal Deposit Insurance Corporation – is an independent agency of the United States government. FDIC coverage protects you against the loss of your deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Identity Theft Prevention

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The simple fact is you can protect yourself against most forms of identity theft. The first step is education. To make it easier to understand, we’ve divided identity theft into the five “Danger Zones.” Take a few moments to learn about each of the Danger Zones and the steps you can take to avoid being a victim.

Identity Theft Prevention for Business

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Learn more about how you can implement these principles in your business. You'll see and hear about practical steps your business can take to protect personal information. This information is provided by the Federal Trade Commission, Bureau of Consumer Protection.

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