Flexible Loans for Real Life.
Whether you're planning for a major purchase or covering an unexpected expense, F&M offers personal lending solutions designed to fit your needs and your budget. We'll work closely with you to find a loan that fits your situation, with repayment options that make sense for your budget.
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Personal Loans
Borrow with confidence.
An installment loan gives you the confidence of knowing exactly what to expect, with a fixed loan amount, predictable monthly payments, and repayment terms designed to fit your budget.
Our experienced local lenders work with you to find a financing solution that fits your goals.
Predictable Payments
Enjoy fixed monthly payments that make budgeting easier.
Flexible Terms
We'll work with you to find repayment options that fit your budget.
Local Decisions
Work with lenders who understand your goals and your community.
Financing for whatever comes next.
Big moments don't always come with advance notice. Whether you're planning ahead or responding to the unexpected, our personal loans can help you finance the things that matter most.
- Family vacations
- Home improvements
- Auto repairs
- Debt consolidation
- Personal projects or startups
- Unexpected expenses
Consumer Credit Cards
The right card for the way you spend.
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Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have a card that fits your lifestyle.
Every F&M credit card comes with:
- Worldwide purchasing power
- Mobile wallet compatibility
- Zero Fraud Liability* for lost or stolen cards
- 24/7 cardmember support
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
From plans to possibilities, it starts here.
Whether you’re planning ahead or covering something unexpected, F&M offers flexible personal lending options designed around your life. Not sure where to begin?
Contact Us