About Us

F&M, a Lawrence Bank

At F&M, we believe banking should be personal. As a community-focused financial institution, we're committed to helping individuals, families, and businesses achieve their financial goals through trusted relationships, local decision-making, and modern banking solutions.
For more than a century, we've built our reputation on putting our neighbors first. By combining personalized service with convenient digital banking tools, we make managing your finances simple, accessible, and tailored to your needs.

Our History

F&M was founded in 1906 as Farmers and Merchants Bank in Bumpus Mills, Tennessee, on a simple belief: local communities deserve a banking partner that understands their needs and invests in their success. For more than 120 years, we've helped individuals, families, and businesses build stronger financial futures. Today, F&M and Volunteer operate together under a single charter—Lawrence Bank—combining shared values, expanded resources, enhanced capabilities, and the same commitment to local relationships and community banking that has defined both institutions for generations.

Our Commitment

At Lawrence Bank, every decision is guided by what's best for our customers and the communities we serve. Backed by local expertise and a commitment to personal service, we deliver financial solutions that help you reach your goals.
Whether you're opening a checking account, securing financing for your business, or planning for the future, our experienced team is here to provide the guidance, support, and trusted partnership you deserve at every stage of your financial journey.
 
Experience community banking backed by generations of trust. Visit a local branch or connect with our team today.

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