After Business Hours:
Debit Card Activation Center
24-7 Card Activation Assistance PIN Setup / Change Number
The Heinous Crime That Can Be Committed With Just a Phone
The National Council on Aging reports that elder financial abuse can be more devastating than a violent crime. What can you do to prevent your parents from being the next victims? Here are just a few things:
Holidays are supposed to be a joyous time – but scammers can replace the joy of the season with the hassles of fraud!
Below are a few reminders that can help safeguard your personal information during the holidays.
Best Practices – Online and PC Security Tips
Over the next few weeks, the IRS will disperse the third round of Economic Impact Payments as part of the third coronavirus stimulus to eligible individuals and households. Though F&M Bank does not have information as to when your stimulus payment may arrive, we are processing payments as they are received.
How will I know when my stimulus payment has been deposited?
Not enrolled in F&M Online Banking?
What if I receive a paper stimulus check?
If you receive an Economic Impact Payment in the form of a paper check through the mail, you may:
PPP Loan Information
On December 27, 2020, a new Covid-19 relief package was enacted which includes $284 billion in new Paycheck Protection Program funds for organizations & business needing access to either a first loan or a second round of funding.
As of March 15, 2021, F&M Bank is not accepting PPP Loan Applications. For updates regarding PPP Loan Application acceptance, check back here.
Please note the following criteria that is generally required for 2nd draw PPP loan requests:
This list is not intended to be comprehensive and we encourage all prospective borrowers to review the latest information on the SBA website:
If you have further questions, we encourage you to consult with an accountant or attorney regarding your specific situation.
Effective March 1, 2021, F&M Bank and F&M Mortgage offices will re-open for public access and resume normal bank hours. Although we have missed seeing our customers, we still strongly encourage use of alternative banking methods such as our drive thru facilities, online banking services, and ATMs, whenever possible. The health and well being of our customers and coworkers remain among our top priorities and we will continue to follow CDC established guidelines.
We are aware of the concerns regarding COVID-19!
At F&M Bank, the health and safety of our staff, our employees and the communities we serve are high priorities. We feel it is critical to let you know about the proactive steps F&M Bank is taking to keep employees and customers safe in addition to sharing information with you to help protect yourself.
For customers, we recommend the following:
F&M Bank will never contact you and request your financial and/or security information, such as your online banking password, mobile banking PIN or account number. NEVER give your security credentials or financial information to someone contacting you by phone, email, text or mail. When setting up direct deposit, only provide your account number and our bank’s routing number; NEVER provide your online or mobile banking security credentials. If you are concerned the request is legitimate, BEFORE providing such information, contact us to confirm it is needed and/or the issue you were contacted about is legitimate. You can contact us at 931-645-2400 or 800-645-4199 (toll free) during regular business hours. Our Contact Us page enables you to send us a secure email message. Click here for 24/7 customer service contact numbers for our credit and debit card services and F&M Bank Telephone Banking.
We will continue to monitor the situation using information from trusted sources including the Center for Disease Control (CDC), the World Health Organizations (WHO), banking agencies/regulators and state/local health agencies.
Please call 1-800-645-4199 with any banking questions or if you need assistance with specific banking activities.