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Bounced checks and overdrafts can happen to anyone, whether due to an absent-minded oversight or a change in income. Regardless of the reason, no one needs the added frustration of unwelcome fees.



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F&M Bank would like to personalize your banking experience. Please enter your first name below.

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Important Notice

New Feature! Secure Alerts

SecureAlerts can let you know the moment something important happens in your account.  

Learn more and start getting alerted today!