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Welcome Home Program

Helping low to moderate income homebuyers achieve homeownership!

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Paycheck Protection Program

F&M Bank is now accepting applications for First and Second Draw PPP Loans.

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F&M Bank would like to personalize your banking experience. Please enter your first name below.

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Important Notice

Effective Monday, March 1, the lobbies of all F&M locations will be open!

For more information - Click Here.