Category: Tips

This National Senior Citizens Day, we honor seniors for their wisdom and contributions while raising awareness of financial fraud targeting older adults. Scams like imposters, tech support, and romance schemes cost billions yearly. Protect seniors by pausing before responding, guarding personal info, and monitoring accounts.

When it comes to saving money, many people choose between two common financial tools: certificates of deposit (CDs) and savings accounts. Both options help grow your funds over time, but they work in different ways. Below, F&M Bank will guide you through the nuances of certificate of deposit vs. savings account benefits. Understanding the differenc

Checking accounts don’t just offer you quick and easy access to your hard-earned money; they’re powerful financial tools when used in a way that complements your spending style. In this guide from F&M Bank, you’ll learn what you need to know to choose the correct checking account benefits for your financial needs. While it

Do I Need a Bank Account as a Small Business? The short answer is yes! Having a business, big or small, also means you need to choose a bank that will support your business and its financial needs. You need an efficient way to take payments from customers, pay bills, keep reserved funds safe, and have access to credit and loans

The main purpose of an emergency fund is to have easy access to money when you need it the most. After all, emergencies can happen at any time.For example, your house might get flooded, your car could get totaled, or you might wind up with a devastating injury. It could even be as small as a busted tire, a broken arm, o

Banking online safely is actually quite easy to do. At F&M Bank, we’ve built services to include secure online banking both through mobile and desktop devices. That said, we understand that you may still have some concerns about online banking safety, so we’ve created this guide to help you learn the best online