Flexible Loans for Real Life.
Whether you need a lump sum or a flexible line of credit, F&M offers a range of personal loan options built around your needs and your budget.
The right loan for whatever comes next.
At F&M, we’ll work closely with you to find a loan that fits your situation, with repayment options that make sense for your budget. For even more convenience, payments can be automatically deducted from your F&M checking or savings account, or made anytime through personal online banking.
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Installment Loans
Need to borrow a specific amount for a one-time expense? An installment loan can give you predictable fixed monthly payments so you always know exactly where you stand.
Personal Line of Credit
Do you need long-term flexibility with various upcoming expenses? A personal line of credit might be your solution. Similar to a credit card, your monthly payments will vary based on how much credit you’ve used.
More Lending Solutions
Choose from a variety of personal, business, or home lending solutions designed to help cover life’s unexpected expenses or planned purchases. We make it easy to find borrowing options that fit your needs and budget.
Consumer Credit Cards
The right card for the way you spend.
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Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have a card that fits your lifestyle.
Every F&M credit card comes with:
- Worldwide purchasing power
- Mobile wallet compatibility
- Zero Fraud Liability* for lost or stolen cards
- 24/7 cardmember support
View our Featured Credit Cards
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
From plans to possibilities, it starts here.
Whether you’re planning ahead or covering something unexpected, F&M offers flexible personal lending options designed around your life. Not sure where to begin?