Explore Rates That Work for You.
Whether you're saving, borrowing, or planning ahead, understanding your options is an important step toward reaching your financial goals. We’ve made it easy to view our current rates so you can compare, plan, and choose what works best for you. Have questions along the way? Our team is always here to help you make confident, informed decisions.
Effective 06/08/2026
Annual Percentage Yields are accurate as of 06/08/2026
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CD Specials
| Term | Minimum Deposit | Interest Rate | APY* |
|---|---|---|---|
| 11 Months** | $1,000.00 | 3.85% | 3.91% |
| 15 Months*** | $1,000.00 | 3.70% | 3.75% |
*APY = Annual Percentage Yield
**New Money Only. No Step-up. Early withdrawal will result in a 90-day interest penalty.
***New or Renewal Money. No Step-up. Early withdrawal will result in a 90-day interest penalty.
CDs/IRAs
| Term | Minimum Deposit* | Interest Rate | APY** |
|---|---|---|---|
3 Months | $1,000.00 | 3.25% | 3.25% |
6 Months | $1,000.00 | 3.21% | 3.25% |
9 Months | $1,000.00 | 2.97% | 3.00% |
12 Months*** | $1,000.00 | 2.97% | 3.00% |
14 Months*** | $1,000.00 | 2.97% | 3.00% |
18 Months*** | $1,000.00 | 2.97% | 3.00% |
24 Months*** | $1,000.00 | 2.72% | 2.75% |
36 Months*** | $1,000.00 | 2.48% | 2.50% |
48 Months*** | $1,000.00 | 2.48% | 2.50% |
60 Months | $1,000.00 | 2.48% | 2.50% |
* Substantial Penalty For Early Withdrawal
** APY = Annual Percentage Yield
*** One Step Up available to a higher board rate of the same term after 6 months. One withdrawal of up to 50% of the principal balance after 6 months, penalty free. Call for details.
IRA Plus
| Balance | Compounds | Interest Rate | APY* |
|---|---|---|---|
$0 - $2,999.99 | Quarterly | 0.25% | 0.25% |
$3,000.00 - $9,999.99 | Quarterly | 0.25% | 0.25% |
$10,000.00 - $24,999.99 | Quarterly | 0.75% | 0.75% |
$25,000.00 - $49,999.99 | Quarterly | 0.99% | 1.00% |
$50,000.00 - $99,999.99 | Quarterly | 1.49% | 1.50% |
$100,000.00+ | Quarterly | 1.98% | 2.00% |
* APY = Annual Percentage Yield. Interest rate is variable and may change after the account is opened.
Checking
Simply Interest
| Minimum Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|
$1,000+ | 0.20% | 0.20% |
*APY = Annual Percentage Yield Interest rate is variable and may change after the account is opened. Fees may reduce earnings.
Money Market
Advantage MMA
| Balance | Interest Rate | APY* |
|---|---|---|
$0 - $49,999.99 | 0.25% | 0.25% |
$50,000.00 - $99,999.99 | 0.35% | 0.35% |
$100,000.00 - $249,999.99 | 0.40% | 0.40% |
$250,000.00 - $499,999.99 | 0.50% | 0.50% |
$500,000.00 - $999,999.99 | 0.20% | 0.60% |
$1,000,000.00 + | 0.60% | 0.55% |
*APY = Annual Percentage Yield. The stated APY is not tied to any rate index. Interest rate is variable and may change after the account is opened.$15 monthly service charge for daily balances under $5,000. There is a charge of $10.00 per withdrawal/transfer in excess of 6 per month. Fees may reduce earnings.
Savings
Advantage Savings
| Balance | Interest Rate | APY* |
|---|---|---|
$0+ | 0.20% | 0.20% |
*APY = Annual Percentage Yield. Interest rate is variable and may change after the account is opened. Interest rate is paid for balances over $1.00. $10 monthly service charge for daily balances under $100; no monthly service charge for customers under the age of 18. There is a charge of $5.00 per withdrawal/transfer in excess of 6 per month (internal transfers between your own accounts are excluded). Fees may reduce earnings.