Explore Rates That Work for You.
Whether you're saving, borrowing, or planning ahead, understanding your options is an important step toward reaching your financial goals. We’ve made it easy to view our current rates so you can compare, plan, and choose what works best for you. Have questions along the way? Our team is always here to help you make confident, informed decisions.
Effective 08/17/2026
Annual Percentage Yields are accurate as of 08/17/2026
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CD Specials
| Term | Minimum Deposit | Interest Rate | APY* |
|---|---|---|---|
| 15 Months** | $1,000.00 | 4.00% | 4.06% |
*APY = Annual Percentage Yield
**New or Renewal Money. Early withdrawal will result in a 180-day interest penalty.
CD & IRA Rates
| Term | Minimum Deposit* | Interest Rate | APY** |
|---|---|---|---|
| 3 Month CD/IRA | $1,000.00 | 2.50% | 2.52% |
| 6 Month CD/IRA | $1,000.00 | 2.75% | 2.78% |
| 12 Month CD/IRA | $1,000.00 | 2.75% | 2.78% |
| 18 Month CD/IRA | $1,000.00 | 2.75% | 2.78% |
| 24 Month CD/IRA | $1,000.00 | 2.50% | 2.52% |
| 36 Month CD/IRA | $1,000.00 | 2.40% | 2.42% |
| 48 Month CD/IRA | $1,000.00 | 2.40% | 2.42% |
| 60 Month CD/IRA | $1,000.00 | 2.40% | 2.42% |
| Savings IRA | $1,000.00 | 0.20% | 0.20% |
* Substantial Penalty For Early Withdrawal
** APY = Annual Percentage Yield
Interest Checking Rates
Simply Interest
| Minimum Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|
| $1,000+ | 0.30% | 0.30% |
*APY = Annual Percentage Yield. Interest rate is variable and may change after the account is opened. Fees may reduce earnings.
Prime Business
| Minimum Balance to obtain APY* | Interest Rate | APY* |
|---|---|---|
| $0.01 | 1.00% | 1.00% |
*APY = Annual Percentage Yield. Interest rate is variable and may change after the account is opened. Fees may reduce earnings.
Advantage MMA
| Balance | Interest Rate | APY* |
|---|---|---|
| $0 - $49,999.99 | 0.25% | 0.25% |
| $50,000.00 - $99,999.99 | 0.35% | 0.35% |
| $100,000.00 - $249,999.99 | 0.40% | 0.40% |
| $250,000.00 - $499,999.99 | 0.50% | 0.50% |
| $500,000.00 - $999,999.99 | 0.55% | 0.55% |
| $1,000,000.00 + | 0.60% | 0.60% |
*APY = Annual Percentage Yield. The stated APY is not tied to any rate index. Interest rate is variable and may change after the account is opened. $15 monthly service charge for daily balances under $5,000. There is a charge of $10.00 per withdrawal/transfer in excess of 6 per month. Fees may reduce earnings.
Savings Rates
Advantage Savings
| Balance | Interest Rate | APY* |
|---|---|---|
| $0+ | 0.20% | 0.20% |
*APY = Annual Percentage Yield. Interest rate is variable and may change after the account is opened. Interest rate is paid for balances over $1.00. $10 monthly service charge for daily balances under $100; no monthly service charge for customers under the age of 18. There is a charge of $5.00 per withdrawal/transfer in excess of 6 per month (internal transfers between your own accounts are excluded). Fees may reduce earnings.