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Systems Upgrade coming June 5–8, 2026!

See our Systems Upgrade page for updates. Online & mobile banking will be unavailable Friday, June 5 at 4:00 p.m. through Monday, June 8 at 8:00 a.m. Phone/text scams often increase during changes—stay alert & contact your local branch if suspicious.

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Archive: February 2026

Businesswoman using a credit card on a laptop to illustrate how to build business credit.
How to Protect Yourself from Common Banking Scams & Fraud

Learn how to spot banking scams, protect your accounts, and safeguard your finances with expert tips from F&M. Read more today!

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Person using a smartphone and laptop for online banking vs mobile banking comparison.
Online Banking vs. Mobile Banking: What’s the Difference?

Explore the differences between online and mobile banking and decide which fits your lifestyle best. Get digital banking tools at F&M today.

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Person using a laptop to check their credit score, illustrating how to rebuild your credit score.
How to Rebuild Your Credit Score and Why It Matters for Everyday Banking

Rebuild your credit score to unlock better banking options like lower rates and fee-free accounts. F&M can help you get started today.

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Stacked coins with a growing plant, illustrating financial literacy and wealth growth at F&M Bank.
Why Financial Literacy Matters for Our Town & and How the Bank Helps

Discover why financial literacy is crucial for our community and how F&M provides tools, education, and support to help you thrive financially.

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Person using mobile banking for F&M Bank, showing small town convenience and digital tools.
Planning for Retirement in a Small Town: Local Options & Banking Advice

Discover how retiring in a small town can benefit you. Get banking and financial planning advice tailored to your unique lifestyle from F&M.

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Stacked coins and a shopping basket with a rising arrow, illustrating the impact of inflation.
Smart Ways to Save Money in a High-Inflation Economy

Discover practical ways to save money and protect your finances during high inflation with expert tips from F&M. Learn more!

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Emergency fund jar filled with coins next to an alarm clock, representing financial security.
How to Build an Emergency Fund: A Step-by-Step Guide

Learn how to build an emergency fund from scratch. Set savings goals, automate contributions, and handle life’s financial surprises with F&M’s expert guide.

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What to Know About Business Cash Flow if You’re a Local Entrepreneur
What to Know About Business Cash Flow if You’re a Local Entrepreneur

Learn essential cash-flow strategies for local entrepreneurs, including forecasting, receivables management, and reserves, and discover how F&M supports your business’s financial health.

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Wooden blocks spelling LOAN next to a jar of coins, representing unsecured loans from F&M Bank.
The Difference Between Secured and Unsecured Loans

Learn the key differences between secured and unsecured loans, pros and cons of each, and which option may be right for you. Get help from F&M!

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Small plant growing from a pile of coins and a dollar bill, representing high-yield investments.
Smart Ways to Use Your Savings Account Beyond Just Storing Money

Learn smart strategies for using your savings account for goals, debt reduction, and growth. Explore F&M’s savings services to get started. Read more!

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