HELOC

Unlock the Power of Your Home with Our Home Equity Line of Credit!

Introducing F&M Bank’s Home Equity Line of Credit – Your Key to Financial Freedom!

Are you dreaming of a home renovation, planning your dream vacation, or facing unexpected expenses? Your home is more than just a place to live; it's a valuable asset that can open doors to new opportunities. With our exclusive Home Equity Line of Credit, you can turn those dreams into reality.

Why Choose F&M’s HELOC?

  • Introductory Rate1: Enjoy a limited-time special introductory rate that puts more money back in your pocket. Benefit from lower initial interest rates to kickstart your financial journey.
  • Flexible Access to Funds: Access the equity in your home when you need it most. Use the funds for home improvements, debt consolidation, education expenses, or any other financial goal you have in mind.
  • No Closing Costs2: We believe in transparency. Qualifying loans enjoy the advantage of no closing costs, making your financial journey even more affordable and accessible.
  • Expert Guidance: Our dedicated team of financial experts is here to guide you through every step of the process. From application to approval, we ensure a seamless experience tailored to your unique needs.

Build Wealth with Your Home's Equity!

Your home's equity is a valuable resource that can work for you. Whether you're looking to consolidate debt, invest in your future, or seize new opportunities, F&M’s HELOC is the smart choice.

Ready to take the next step? Complete the HELOC Inquiry form below or contact our friendly team today and discover how our Home Equity Line of Credit can empower your financial goals.

Unlock the potential of your home with F&M Bank – Where Dreams Begin and Prosperity Grows!

HELOC Inquiry

By Clicking Submit you agree that you are providing express written consent to be contacted by F&M Bank and its employees (together, “F&M Bank”) by email or at any of the telephone number(s) provided above by using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if any of the telephone number(s) is assigned to a cellular or mobile telephone service or other service for which the called party is charged. You also expressly agree that F&M Bank may contact you by email, or at any of the telephone number(s) provided even if you have registered such number(s) on a federal, state, or corporate “do not call” registry or have requested to be placed on an internal “do not call” list. You are not required to provide this consent as a condition of purchasing or receiving any property, goods, or services from F&M Bank. As an alternative, you may call F&M Bank directly at 800-645-4199.

1 Introductory Rate qualifying creditworthiness applies. At the end of the 3-month introductory term, the rate will convert to a rate based on certain creditworthiness at the time of opening the loan. Please ask us for the rate for which you qualify.

2 No closing costs on non-purchase transactions with loans up to $250,000. Title and recording fees on purchase money transactions will be paid by the customer regardless of loan amount. This applies to both 1st mortgage and 2nd mortgage simultaneous transactions. All third-party fees associated to the loan at origination that were not collected at time of origination, will have to be reimbursed to the Bank if the line of credit is closed within twenty-four (24) months of the opening date. Consult a tax advisor for deductibility for interest. Hazard insurance is required. Terms shown here are subject to change without notice.