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Systems Upgrade coming June 5–8, 2026!

See our Systems Upgrade page for updates. Online & mobile banking will be unavailable Friday, June 5 at 4:00 p.m. through Monday, June 8 at 8:00 a.m. Phone/text scams often increase during changes—stay alert & contact your local branch if suspicious.

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About Us

 

F&M, a Lawrence Bank

F&M, headquartered in Clarksville, Tennessee strives to provide individuals and businesses with modern financial solutions while remaining steadfast to our main principle – superior and personalized customer service. In our 119 years of operations, we’ve prioritized assembling personable and experienced staff members ready to help you. Our motto, “Banking made easy on purpose”, represents our commitment to helping our customers and communities thrive by making financial decisions simple.

 

Our History

F&M started out as a family-owned bank with a single location in Bumpus Mills, Tennessee. Over the last century, we have grown to over 1.6 billion in assets and have proudly remained privately owned. We operate sixteen full-service offices in Middle Tennessee.
See a full list of our Locations.

 

Our Commitment

At F&M decisions are made locally and customers’ dollars are reinvested into the communities we serve. We believe in providing a rewarding work environment and giving personal attention to each customer. Whether you are looking for a business loan or to open a Smart Free Checking account, we’re here to help you financially thrive.
 

Meet Our Team Visit Our Locations





 
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