Personal Banking Investment Services

F&M Investment ServicesInvestment Group


As a business leader, you have taken more than your share of risks along the road to success. Enjoying that success is the ultimate reward of a long and eventful journey. To achieve financial goals, you need a plan ... and a financial adviser you can trust. Our Raymond James Financial Advisers at F&M Investment Services bring you experience, expertise and comprehensive investment options that will help you reach your personal financial goals. We can also help you reward your employees with an attractive retirement / pension program. The blending of our talented local advisers with one of the world’s largest investment companies provides our clients with superior service and virtually unlimited financial choices.

Check the background of our investment professionals on FINRA’s BrokerCheck.

Retirement/Pension Programs For Businesses ... And Business Owners

Attracting and retaining quality employees is a big challenge for any business or organization. Our advisers can help establish a retirement and/or pension program with features and flexibility that compare to plans of large companies. No matter the size of your company, your adviser can help you create a program that will provide long-term financial benefits for you and your employees … and may also offer some attractive tax incentives.

Retirement/Pension Programs

We’ll Help You Plan And Manage Your Investments

No matter what your investment goals – from conservative to aggressive – our personalized “Main Street” approach to Wall Street allows our team to help you achieve your goals! Our clients trust us to help them achieve a wide variety of financial objectives:

*As federal and state tax rules are subject to frequent changes, you should consult with a qualified tax advisor prior to making any investment decision.

Brokerage Products And Investment Services

Our advisers provides you with a full range of brokerage and investment products:

*Investors should consider the investment objectives, risks, and charges and expenses of mutual funds carefully before investing.  The prospectus contains this and other information about this investment.  The prospectus is available from your financial advisor and should be read carefully before investing.  Diversification and strategic asset allocation do not ensure a profit or protect against a loss.  Investments are subject to market risk, including possible loss of principal.  The process of rebalancing may carry tax consequences.


Securities are offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. F&M Investment Services and F&M Bank are not registered broker/dealers and are independent of Raymond James Financial Services.  Investment advisory services offered through Raymond James Financial Services Advisors, Inc.  Securities provided are not deposits or obligations of, or guaranteed by F&M Bank and are not insured by the Federal Deposit Insurance Corporation or any other government agency. They involve investment risks, including the possible loss of principal amount invested.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only.  Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors.  Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.