Personal Banking CDs

Certificates of Deposit

If you want a guaranteed return on your investment, check into an F&M Bank Certificate of Deposit. CDs range from 90 days to five years, depending on the term and interest rate you desire. Contact any F&M Bank office for information on current and special CD interest rates.

Ask us about our CDARS program, that allows us to offer FDIC insurance on CDs up to $50 million.