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Our Privacy Commitment to You
At F&M Bank, the basis of each customer relationship, many of which span generations, is trust. As financial services professionals entrusted with sensitive financial information, we respect the privacy of our customers and we are committed to treating customer information responsibly.
We want to make sure you are fully informed about our privacy commitment. This notice explains our privacy policy and demonstrates our commitment to maintaining the highest level of security, confidentially and privacy.
Information We Collect About You
We may collect “nonpublic personal information” about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us, our affiliates or others; and
- Information we receive from third parties such as credit bureaus.
- Information from visitors to our website, such as those provided through online forms.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, overdraft history, etc.
CATEGORIES OF NONPUBLIC PERSONAL INFORMATION
WE MAY DISCLOSE
We may disclose the following kinds of nonpublic personal information about you:
- Information we receive from customers on applications or other forms, such as their name and address.
CATEGORIES OF AFFILIATED THIRD PARTIESTO WHOM WE MAY DISCLOSE
We may disclose nonpublic personal information about you to the following types of affiliated third parties:
- Financial service providers, such as mortgage bankers, securities broker-dealers, or insurance agents
We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
SERVICE PROVIDERS AND JOINT MARKETERS
We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
- Information we receive from customers on applications or other forms, such as, your name and address,
The entity with whom we share nonpublic personal information is a service provider that performs marketing services on our behalf.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
If you prefer that we not disclose nonpublic personal information about you to such nonaffiliated third parties (with respect to your account or loan), you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law).If you wish to opt out of disclosures to affiliated parties or non-affiliated third parties, you may call the following toll-free number: 1-800-645-4199.
Contact Us
Your financial privacy is an important part of your relationship with F&M Bank. As such, should you have any questions about F&M Bank’s Privacy Statement, please call us at 1-800-645-4199 or 931-645-2400 and ask for the Privacy Officer. You may also visit our website at www.myfmbank.com or write to our Privacy Officer at the address below:
F&M Bank
Privacy Officer
50 Franklin St.
Clarksville, TN 37040-1130