 Don't Fall for Phishing
Think You've Been a Victim of Phishing?
If you believe you may have given sensitive information over the phone or Internet, please contact your local F&M branch immediately. For more information on what to do if you think you may have been a victim, consult our Identity Theft page.

Protect Yourself Against Phishing
Phishing is a form of online fraud which occurs when someone poses as a legitimate company to obtain sensitive personal data and illegally conduct transactions on your existing accounts. Usually it occurs in the form of fraudulent emails, text messages, or phone calls that appear to come from legitimate sources. These communications ask customers to verify personal information or link to counterfeit web sites that appear real or ask you to call to a phone number to reactivate your account.
Watch out for emails, calls, text messages, or other communication that urge you to act quickly because your account may be suspended or closed, or to update your personal information.
Always keep in mind that F&M Bank will never send emails or other messages that require customers to send personal information to us via email, website links, pop-up windows. Any unsolicited request for F&M Bank account information you receive through emails, web sites, text messages, or other communication should be considered fraudulent and reported immediately to an F&M Bank representative.

Helpful Hints to Identify Phishing
- The message doesn't address you by name, but use a more generic one like "Dear valued customer."
- It asks for account numbers, passwords, Social Security numbers, Access IDs, or other personal information.
- It asks you to verify your check card number by clicking on a link or calling a toll free or local phone number.
F&M Bank will NEVER ask for sensitive information, such as Social Security numbers, account numbers, Access IDs or passwords, via e-mail. Beware of internet phishing scams. Do not respond to internet, e-mail, or phone requests for debit/credit card, bank account, or family information. Internet fraud is becoming rampant. Guard your personal information carefully!

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