Smart Finance is a program presented by F&M Bank to educate consumers on Smart Financial decisions. The program airs on Wednesdays on WSMV Channel 4.

Smart Finance - Mortgage	Smart Finance - Checking	Smart Finance - Saving
If you are interested in buying your first home … or a new home … NOW is the time to act, before rates go up again. For helpful hints when looking for a mortgage loan … or if you are considering refinancing your current home	How long have you had your Checking Account? If the answer is more than two years, now would be a SMART time to give your checking account a serious Financial Physical. Finding the SMARTEST account requires taking a closer look at accounts being offered. We can help you.	We KNOW we need to save. Financial advisors tell us we need to build enough readily available cash to cover at least 3-6 months worth of living expenses. Yet most of us struggle when it comes to saving ... usually because we don’t have a budget or financial plan in place. We can help.
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