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F&M Mobile Banking NOW!

F&M Mobile Banking delivers the information you need, when you need it. Using your Mobile phone, you can:

  • View your current account balances
  • View the most recent transactions
  • Transfer funds between accounts
  • View recent checks (iPhone only)

Enroll Now - It's Free!

To use this service you'll need a mobile phone with internet and text messaging service and an ExpressOnline Banking account. F&M Mobile Banking is a free service for our Internet banking customers. Follow the simple enrollment steps below and start using the service today.

  1. Login to your Express Online Banking Account
  2. Select “Change Password”
  3. Scroll Down to the Mobile Banking Section and click the Edit button
  4. Complete the Mobile Banking Enrollment Information
    • Enter your Mobile Phone Number (do not enter your email address)
    • Select your Carrier
    • Enter a 4 digit pin number
    • Type the same 4 digit pin in the Confirm Mobile Banking PIN field
    • Click the Submit button.
  5. Scroll to the top of the screen. You should see the following message: Mobile Banking Enrollment Completed Successfully.
  6. You will soon receive a text message with your One Time Password link.
  7. Select the One Time Password Link and wait for the site to load.
  8. Once loaded, enter your ExpressOnline Banking Access ID number, your 4 digit Mobile PIN then click Submit.
    • Don’t be surprised if you get a 2nd text message before the F&M Mobile screen has fully loaded. The new text message contains the One Time Password link you will use next time you access you F&M Mobile Banking Service

Fully Secure

Use F&M Mobile Banking with complete confidence. It delivers the highest level of security thanks to multiple layers of authentication. This includes a personal PIN number that only you know, and a ONE TIME PASSWORD link that changes each time you login. This ensures that your information is fully protected.

Need Help or Information?

Contact Number – 931-645-2400 (Monday through Thursday 8:30 am – 4:00 pm; Friday 8:30 am – 5:00 pm) ... or send an email message

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