Services

VISA Gift Card 

Gift cards are the only gift that's guaranteed to please. They're welcome anywhere Visa® debit cards are accepted.   You choose the amount. We load the cards in seconds. The recipient can choose where to go and what to buy.  It's that easy! 

VISA Prepaid Debit Card

The Prepaid Debit Card is a reloadable Visa® debit card which allows you a safe and convenient alternative to carrying cash. Load the card with your own funds to make purchases anywhere Visa debit cards are accepted. The Prepaid Debit Card works just like a Visa debit card allowing signature and POS purchases as well as ATM access. It's the smart and easy way to budget your money.

VISA TravelMoney®

Your Travel Card is a prepaid reloadable Visa® debit card which offers you a safe and convenient alternative to traveler’s checks and cash. It is a simple and smart way to carry, use and budget your travel funds. The TravelMoney Card works just like a Visa debit card allowing signature and POS purchases as well as ATM access. You can reload your Visa TravelMoney Card with additional funds and continue to use it at any merchant worldwide that accepts Visa debit. Whether your travel takes you abroad or close to home you can experience the safety and convenience of your Visa TravelMoney Card.

VISA Credit Card

Our VISA credit card offers a fast and easy way to pay. It's widely accepted around the world at millions of restaurants, stores and other locations displaying the VISA logo (application approval is required).

Direct Deposit

Why bother standing in line to cash or deposit your payroll, Social Security or retirement check? Instead, have them electronically deposited directly into your F&M Bank account so funds are immediately available for withdrawals, loan payments and other transactions.