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F&M MobileNOW Banking!

F&M MobileNow! Banking enables anyone with an online banking account to access their account information from a mobile device. F&M MobileNow! offers three ways to access accounts:

°         Send a text message using a mobile device
°         Use a mobile browser on a mobile device
°         Download an application to a mobile device

 The user can choose any or all of these options, depending on the capabilities of their mobile device.

SMS Text Messaging Service

Use the SMS text messaging service to:

°         Check account balances
°         Review recent account activity
°         Find ATM and branch locations

Requirements:  To use the SMS text messaging service, the mobile device must send and receive text messages to and from a short code. Most mobile devices are capable of sending and receiving text messages, so most phones are likely compatible with F&M MobileNow!. Please note that some mobile service carriers charge for outgoing text messages or for each message sent and received.

Mobile Browser Service

Use the mobile browser service to:

°         Check account balances
°         Review recent account activity
°         Transfer money between accounts
°         Find ATM and Branch locations

Requirements:  To use the mobile browser service, the mobile device must have an Internet browser and may require a data service plan. Access the F&M MobileNow! website using the link sent by SMS text message during the enrollment process.

Downloadable Application

Apple Store 
 Google Play

Use the downloadable application service to:

°         Check account balances
°         Review recent account activity
°         Transfer money between accounts
°         Find ATM and branch locations

Requirements:  To use the F&M MobileNow! downloadable application, the mobile device must have an operating system that supports application downloads and may require a data service plan. Download the F&M MobileNow! application using the link sent by SMS text message during the enrollment process.

Need Help or Information?

Call 931-645-2400 (Monday through Thursday 8:30 am – 4:00 pm; Friday 8:30 am – 5:00 pm) ... or contact us!

Enroll Now - It's Free!

Frequently Asked Questions

Is F&M MobileNow! secure?

Yes. F&M MobileNow! employs industry best practices with regards to security. It has been assessed against industry security criteria by a number of independent system security experts.  At a high level, F&M MobileNow! offers the following security safeguards:

°         Authentication - Mobile browser and application solution customers are authenticated for every interaction with any F&M MobileNow! component. Customers are authenticated by username and password or by utilizing existing login credentials for single sign-on.
°         Encryption - 128-bit encryption is used for all transactions within F&M MobileNow! and between F&M MobileNow! and other Fiserv solutions (e.g., core banking and payment systems).
°         Fraud - F&M MobileNow! incorporates mechanisms such as transaction validation and transaction reconciliation processes to detect fraud.
°         Availability/Resilience - F&M MobileNow! is protected against malicious attacks through software and server hardening measures.
°         Audit Ability - F&M MobileNow! provides full audit capabilities through event logs and event-based reporting.

Is my personal or financial information stored on my phone?
No. F&M MobileNow! does not save any files with personal or financial information on your mobile device. That information stays strictly within online banking. Some phones (e.g., BlackBerry, Android) have logo and branding files that are copied to the mobile device. Those files do not contain any personally identifiable information.

Which accounts can I access using F&M MobileNow!?
You can access any account you have set up in online banking. You select which accounts you want to access using F&M MobileNow! during the enrollment process.

How current is the account and transaction information?
When you view your account balance, you see the current available balance. When you view transaction history, you see the most recently posted transactions. Pending transactions do not display.

Can I add more than one mobile phone?
Yes. You can enroll several mobile devices for F&M MobileNow! banking. To add a new phone, complete the Mobiliti Enrollment section.

What if my phone number changes?
If your mobile phone number changes, simply update your mobile phone number.

What if my phone is lost or stolen?
If your mobile device is lost or stolen, no one can access your account without knowing your password and, in some cases, your unique user name. To prevent unauthorized access to your account, you can deactivate your phone in your F&M Personal Online Banking.  

How do I stop using F&M MobileNow! on my phone?
To stop using F&M MobileNow! on your mobile device, complete the How To Deactivate or Stop Using a Mobile Device section.

Which phones can I use for F&M MobileNow!?
Hundreds of models are supported including these major brands: iPhone, BlackBerry, HTC, LG, Motorola, Nokia, Pantech, Samsung, Sanyo, and Sony Ericsson. Phones on a number of different operating systems are supported including, but not limited, to Android, BlackBerry, iOS, Symbian, Windows Mobile, Linux, Palm webOS, and Maemo.

Which mobile service carriers support F&M MobileNow!?
F&M MobileNow!
 works on all major mobile service carriers in the U.S.: AT&T, Sprint, T-Mobile®, U.S. Cellular®, and Verizon Wireless. F&M MobileNow! also works on a number of the smaller service carriers, including, but not limited to, Boost Mobile, Cricket Wireless, Metro PCS, Pioneer Cellular, Union Wireless, and Virgin Mobile USA.

I have a prepaid plan, can I use F&M MobileNow!?
F&M MobileNow!
 works with most prepaid plans, but we cannot guarantee that your carrier supports standard U.S. short codes. T-Mobile prepaid does not support short codes.