BENEFITS AVAILABLE THROUGH JULY 31, 2014

Three Money Saving Travel Perks Exclusively for GoldCrest Customers
GoldCrest Benefits

Your benefits are awarded based on a total combined deposit balance of $75,000 or a combined deposit and loan balance of $100,000 as of Feb. 28, 2014. A personal checking account is required and accounts must be maintained in good standing.

  • Special CD Bonus. Bonus Rate varies. Ask us for details.
  • No Fee on F&M Visa Gift Cards (limit five).
  • Up to $100 Discount on New Personal and Installment Loan Fees.*
  • Free Basic Checks or 50% Discount on Specialty Checks.
  • Reimbursed F&M Fees on non-F&M ATM transactions (upon request).
  • Increased F&M ATM Daily Withdrawal Limit (upon request).
  • Increased F&M Debit Card Spending Limit (upon request).
  • No Fee for Cashiers Checks and Travelers Checks.
  • 50% Annual Discount on One Safe Deposit Box Rental (as available).
  • A $500 Value - Free Financial "Physical" from F&M Investment Services**
    (Call 931-553-2048 for more information).
  • No Fee when you order or exchange Foreign Currency through F&M Bank
* Upon approval of bank underwriting standards
** Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are: • Not deposits • Not insured by the FDIC or any other government agency • Not guaranteed by the bank • Subject to risk and may lose value
F&M Bank and F&M Investment Services are independent of Raymond James
Your Money. Smart Choice
931-645-2400 or 1-800-645-4199 (toll-free)
Equal Housing Lender Member FDIC
NMLS #518158


www.myfmbank.com
www.myGoldCrest.com