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UNLIMITED CHECK WRITING WITH EACH ACCOUNT! |
This Account Is For You If... |
Monthly Fee |
Minimum
Opening Balance |
Account Highlights |
| Smart |
You want to earn a great interest rate and prefer to do your banking electronically |
$0 |
$250 |
Great Interest Rate; Use of Any ATM Anywhere at No Charge; Free ExpressOnline Banking & Bill Pay; Free ExpressPhone Banking; Free VISA ExpressCheck Card; Unlimited Check Writing; Convenient Monthly E-Statement; $700 Overdraft Privilege |
| Express Free Checking |
You never want to pay a monthly fee ... and prefer to do your banking electronically |
$0 |
$50 |
Free ExpressOnline Banking & Bill Pay; Free ExpressPhone Banking; Free VISA ExpressCheck Card; Convenient Monthly E-Statement; $400 Overdraft Privilege |
| F&M Checking |
You desire liberal checking benefits including a monthly paper statement |
$0 with Direct Deposit or $500 minimum daily balance |
$250 |
Free ExpressOnline Banking & Bill Pay; Free ExpressPhone Banking; Free VISA ExpressCheck Card; Your Choice: Monthly Paper or E-Statement; $700 Overdraft Privilege |
| VIP 50 Checking |
You are at least 50 years of age and want to earn competitive interest and an attractive package of services |
$0 with $100 minimum daily balance |
$250 |
Competitive Interest; Free Personalized VIP50 Checks; Free ExpressOnline Banking & Bill Pay; Free ExpressPhone Banking; Free VISA ExpressCheck Card; Your Choice: Monthly Paper or E-Statement; $700 Overdraft Privilege; $10,000 AD&D Insurance; $25,000 Scheduled Airline Life Insurance; $5,000 ID Theft Insurance w/Fraud Resolution, Credit Alert & Payment Card Protection; Discounts: Banking, Travel, Entertainment and More |
| Interest Checking |
You want to earn a higher interest rate for your higher balances |
$0 with $1,000 minimum daily balance |
$250 |
Tiered Interest Rates; Free ExpressOnline Banking & Bill Pay; Free ExpressPhone Banking; Free VISA ExpressCheck Card; Your Choice: Monthly Paper or E-Statement; $700 Overdraft Privilege |
| Choice Interest Checking |
You keep higher balances in your account and expect to receive the best perks and highest interest rates |
$0 with $5,000 minimum daily balance |
$250 |
Our Highest Tiered Interest Rates; Use of Any ATM Anywhere at No Charge; Free Personalized Checks; Free ExpressOnline Banking & Bill Pay; $1,000 Daily ATM Withdrawal Limit; $5,000 Daily Check Card Spending Limit; Free ExpressPhone Banking; Free VISA ExpressCheck Card; Your Choice: Monthly Paper or E-Statement; $1,000 Overdraft Privilege |
