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VIP Interest Checking powered by BaZing

All Checking Accounts Are NOT Created Equal.  That's why we're offering VIP Interest Checking powered by BaZing, a F&M account that gives you more Smart Choices for Your Money! BaZing benefits deliver instant savings … Plus, you have valuable protection and insurance on cell phones, identity and more, at NO EXTRA CHARGE.  VIP Interest Checking powered by BaZing offers the following features and benefits:

  • BaZing Mobile App – savings from over 360,000 national and local businesses including many of your favorite retailers, restaurants, hotels and travel-related companies. You can even "favorite" preferred businesses and receive automatic notifications with the app’s map function for deals nearest you*  Redeem your coupons over and over! You can also Available for smartphone on the App Store or Google Play.

  • Cell Phone Protection** – reimbursement of up to $200 per claim (maximum of $400 per year) if your eligible cell phone is stolen or damaged … Simply pay your cell phone bill from your VIP Interest Checking Account and you’re covered!

  • BaZing Protection Zone – Identity Theft Recovery and Restoration featuring Fraud Resolution SpecialistsTM ... continuous Identity Monitoring ... up to $5,000 Personal Identity Protection*... and Payment Card Protection. 

  • Roadside Assistance – towing up to 5 Miles, jump starts, entry into your locked vehicle, fuel delivery, winching and flat tire fixes.**

  • One FREE MyChoice Photo Debit Card – a $9.95 value!*** 

  • UChoose Debit Card Points Program – with your signature-based transactions.

  • FREE eServices – Online Banking, Bill Pay, Mobile Banking and eStatements.

  • Two easy ways to waive $8 monthly service charge! Direct Deposit or $500 Minimum Daily Balance.


BaZing Button


How do I register for BaZing?

If you are currently a VIP Interest Checking customer but are not taking advantage of your BaZing benefits, please call or stop by your nearest F&M location and a F&M Customer Service Representative will be more than happy to help you register!  Registration is simple and incurs no additional charge for F&M's VIP Interest Checking with BaZing Account Holders.

If you are not a VIP Interest Checking customer but would like to take advantage of the full benefits of BaZing, you will need to open a VIP Interest Checking account at any of our F&M locations.  Registration is free and easy and can be done at the time of account opening.


*Alert notifications (push notifications) may increase the data on your plan, please check with your cell phone provider for details.

**Cell phone protection and personal identity protection are subject to additional terms and conditions.
***Services are provided at a nominal $64.95 per event fee.
****Subsequent reissues of your MyChoice Debit Card, whether issued due to card being lost or stolen, or if the card expires, will be reissued with the image previously uploaded and your account will be charged $9.95 for each card.  Cards are reissued under normal use every two years.